Biyo POS and Clover are both point-of-sale platforms for small and growing businesses, but they suit different priorities. Biyo POS leans toward all-in-one pos with loyalty and gift cards built in, for growing hospitality and retail. Clover is built around flexible pos hardware sold through banks and merchant-services resellers. In our testing Biyo POS scores higher overall (4.5 vs 3.9), but the right pick depends on your business.
Biyo POS vs Clover at a glance
| Biyo POS | Clover | |
|---|---|---|
| Our rating | 4.5 / 5 | 3.9 / 5 |
| Software cost | $0–$97 per month | $0+ per month (reseller-set) |
| In-person rate | 2.4%–3% | ~2.5% + 10¢ (reseller-set) |
| Commitment | No contract | 3-year contract |
| Best for | Loyalty-driven, repeat-customer brands | Choosing your own processor |
Choose Biyo POS if…
- Pricing matters most to you
- Support matters most to you
- You run retail
- You run full-service restaurants
Choose Clover if…
- Integrations matters most to you
- You run retail
- You run full-service restaurants
Pricing side by side
| Plan | Free | Standard | Starter | Standard | Advanced |
|---|---|---|---|---|---|
| Monthly cost | $0/mo | Up to $97/mo per location | From ~$0–$15/mo | From ~$50/mo | From ~$85/mo |
| In-person rate | 2.4%–3% | 2.4%–3% | ~2.6% + 10¢ (reseller-dependent) | ~2.3%–2.6% + 10¢ | Reseller-dependent |
| Online rate | — | — | — | — | — |
| Keyed rate | — | — | — | — | — |
| Hardware | — | — | From ~$799 or financed | — | — |
| Commitment | No contract | No contract | 3-year contract | 3-year contract | 3-year contract |
Feature comparison
| Feature | Biyo POS | Clover |
|---|---|---|
| Payments | ||
| Card-present payments | Yes | Yes |
| Offline mode | Yes | Yes |
| Inventory | ||
| Inventory tracking | Yes | Yes |
| Purchase orders | Partial | Partial |
| Reporting & analytics | ||
| Sales reporting | Yes | Yes |
| Online ordering | ||
| Menu / modifier management | Yes | Yes |
| First-party online ordering | Yes | Partial |
| Loyalty & marketing | ||
| Loyalty program | Yes | Partial |
| Gift cards | Yes | Yes |
| Multi-location | ||
| Multi-location management | Yes | Partial |
| Integrations & API | ||
| Open API | Partial | Yes |
| App marketplace | Partial | Yes |
Our verdict
Biyo POS is the stronger all-round choice for most businesses on our scoring. Pick Clover instead if its strengths — retail and full-service restaurants — line up with how you operate. Use the tables above to check pricing and features against your own numbers.
Frequently asked questions
Is Biyo POS cheaper than Clover?
Biyo POS software runs $0–$97 per month with an in-person rate of 2.4%–3%; Clover is $0+ per month (reseller-set) at ~2.5% + 10¢ (reseller-set). Compare the effective rate on a real month of your own card volume, not the headline numbers.
Does Biyo POS or Clover lock you into a contract?
Biyo POS: No contract. Clover: 3-year contract. Confirm the term, auto-renewal window and any early-termination fee in writing before you sign.
Which is better, Biyo POS or Clover?
Biyo POS rates higher overall in our review, but Clover can be the better fit for specific business types. See "Our verdict" above.
Not sure which to pick?
Tell us about your business and we’ll recommend the better fit.