Biyo POS and Toast are both point-of-sale platforms for small and growing businesses, but they suit different priorities. Biyo POS leans toward all-in-one pos with loyalty and gift cards built in, for growing hospitality and retail. Toast is built around restaurant-specific pos with deep kitchen and online-ordering tools. The two score closely in our testing, so the decision comes down to fit.
Biyo POS vs Toast at a glance
| Biyo POS | Toast | |
|---|---|---|
| Our rating | 4.5 / 5 | 4.5 / 5 |
| Software cost | $0–$97 per month | $0–$69+ per month |
| In-person rate | 2.4%–3% | 2.49% + 15¢ (quote-based) |
| Commitment | No contract | 3-year contract |
| Best for | Loyalty-driven, repeat-customer brands | Restaurants (dine-in + online) |
Choose Biyo POS if…
- Pricing matters most to you
- Support matters most to you
- You run retail
- You run full-service restaurants
Choose Toast if…
- Features matters most to you
- Integrations matters most to you
- You run full-service restaurants
- You run quick-service
Pricing side by side
| Plan | Free | Standard | Starter Kit | Point of Sale | Build Your Own |
|---|---|---|---|---|---|
| Monthly cost | $0/mo | Up to $97/mo per location | $0 | $69/mo per terminal | Custom |
| In-person rate | 2.4%–3% | 2.4%–3% | Quote-based | Quote-based | Quote-based |
| Online rate | — | — | — | — | — |
| Keyed rate | — | — | — | — | — |
| Hardware | — | — | $0 down (pay-as-you-go) | — | — |
| Commitment | No contract | No contract | 3-year contract | 3-year contract | 3-year contract |
Feature comparison
| Feature | Biyo POS | Toast |
|---|---|---|
| Payments | ||
| Card-present payments | Yes | Yes |
| Offline mode | Yes | Yes |
| Inventory | ||
| Inventory tracking | Yes | Yes |
| Purchase orders | Partial | Yes |
| Reporting & analytics | ||
| Sales reporting | Yes | Yes |
| Online ordering | ||
| Menu / modifier management | Yes | Yes |
| First-party online ordering | Yes | Yes |
| Loyalty & marketing | ||
| Loyalty program | Yes | Yes |
| Gift cards | Yes | Yes |
| Multi-location | ||
| Multi-location management | Yes | Yes |
| Integrations & API | ||
| Open API | Partial | Yes |
| App marketplace | Partial | Yes |
Our verdict
Biyo POS and Toast are close on our scoring. Match the pricing model and feature strengths above to your business type, and try both if you can before committing.
Frequently asked questions
Is Biyo POS cheaper than Toast?
Biyo POS software runs $0–$97 per month with an in-person rate of 2.4%–3%; Toast is $0–$69+ per month at 2.49% + 15¢ (quote-based). Compare the effective rate on a real month of your own card volume, not the headline numbers.
Does Biyo POS or Toast lock you into a contract?
Biyo POS: No contract. Toast: 3-year contract. Confirm the term, auto-renewal window and any early-termination fee in writing before you sign.
Which is better, Biyo POS or Toast?
They score closely. The better choice depends on your industry, card volume and which features you actually use.
Not sure which to pick?
Tell us about your business and we’ll recommend the better fit.