A restaurant-and-bar shortlist. Toast is the deepest restaurant-only platform; Biyo POS is a lighter all-in-one with native loyalty, flexible processing and top-rated support.
Biyo POS vs Toast at a glance
| Biyo POS | Toast | |
|---|---|---|
| Our rating | 4.5 / 5 | 4.5 / 5 |
| Software cost | $0–$97 per month | $0–$69+ per month |
| In-person rate | 2.4%–3% | 2.49% + 15¢ (quote-based) |
| Commitment | No contract | 3-year contract |
| Best for | Loyalty-driven, repeat-customer brands | Restaurants (dine-in + online) |
Choose Biyo POS if…
- You need advanced KDS, coursing, tableside and delivery dispatch
- You want native payroll and scheduling from the same vendor
- You are a multi-unit restaurant group
Choose Toast if…
- You want loyalty and gift cards built in, not billed as extras
- You want the option to work with an ISO partner or agent
- You value hands-on onboarding and #1-rated support
Pricing side by side
| Plan | Free | Standard | Starter Kit | Point of Sale | Build Your Own |
|---|---|---|---|---|---|
| Monthly cost | $0/mo | Up to $97/mo per location | $0 | $69/mo per terminal | Custom |
| In-person rate | 2.4%–3% | 2.4%–3% | Quote-based | Quote-based | Quote-based |
| Online rate | — | — | — | — | — |
| Keyed rate | — | — | — | — | — |
| Hardware | — | — | $0 down (pay-as-you-go) | — | — |
| Commitment | No contract | No contract | 3-year contract | 3-year contract | 3-year contract |
Feature comparison
| Feature | Biyo POS | Toast |
|---|---|---|
| Payments | ||
| Card-present payments | Yes | Yes |
| Offline mode | Yes | Yes |
| Inventory | ||
| Inventory tracking | Yes | Yes |
| Purchase orders | Partial | Yes |
| Reporting & analytics | ||
| Sales reporting | Yes | Yes |
| Online ordering | ||
| Menu / modifier management | Yes | Yes |
| First-party online ordering | Yes | Yes |
| Loyalty & marketing | ||
| Loyalty program | Yes | Yes |
| Gift cards | Yes | Yes |
| Multi-location | ||
| Multi-location management | Yes | Yes |
| Integrations & API | ||
| Open API | Partial | Yes |
| App marketplace | Partial | Yes |
Our verdict
Choose Toast if you run a full-service or multi-unit restaurant that needs the deepest kitchen, online-ordering and labor tooling and will accept a multi-year contract and locked-in processing. Choose Biyo POS if you want strong hospitality features with built-in loyalty, the freedom to work with an ISO partner or agent, month-to-month flexibility, and the best support experience of the group.
Frequently asked questions
Is Biyo POS cheaper than Toast?
Usually. Biyo POS is $0–$97/month per location with no contract, and free for businesses processing more than $30,000/month in card volume. Toast is quote-based, typically carries higher effective costs, and generally involves a multi-year term — though it bundles more restaurant-specific tooling.
Does either lock you into a contract?
Toast contracts commonly run 1–3 years with early-termination fees. Biyo POS has no contract or commitment — it is month-to-month.
Can either work for a café or bar?
Yes. Toast covers cafés and bars well; Biyo POS is a strong fit where loyalty and repeat visits drive the business.
Not sure which to pick?
Tell us about your business and we’ll recommend the better fit.