Square
Simple, low-barrier POS for brick-and-mortar businesses
- Software
- $0+ per month
- In-person rate
- 2.6% + 15¢
San Antonio, TX · Retail
Lightspeed is a strong option for retail stores in San Antonio: #2 of 5 in our scoring for this segment.
Running the numbers in San Antonio: The combined sales-tax rate in San Antonio is about 8.25%. Credit-card surcharging is permitted, capped at your cost of acceptance (and no more than ~3–4% under card-network rules). Debit cards can never be surcharged. 18–20% at restaurants. Lightspeed's pricing — $109+ per month software and 2.6% + 10¢ (Lightspeed Payments) in person — is the same wherever you are; these local rules are what change your take-home per ticket.
Retailers live and die by inventory accuracy, purchase orders, barcode and variant handling, and reporting that ties margin to SKUs.
Rankings don’t change by city — among the 5 platforms we review that serve retail stores, Lightspeed ranks #2 for this use case (4.3/5 overall). What a local operator should weigh on top is city tax and tipping, covered above. See the full ranking in our best POS for retail guide .
Our top pick for retail
Simple, low-barrier POS for brick-and-mortar businesses
Lightspeed is a strong option for retail stores in San Antonio: #2 of 5 in our scoring for this segment. Scores well on features and integrations — the areas that matter most for retail stores. On the local side, the combined sales-tax rate in San Antonio is about 8.25%, and credit-card surcharging is permitted, capped at your cost of acceptance (and no more than ~3–4% under card-network rules). Debit cards can never be surcharged.
Pricing is the same nationwide: software $109+ per month, in-person processing 2.6% + 10¢ (Lightspeed Payments), commitment 3-year contract. What changes locally is tax and tipping — the combined sales-tax rate in San Antonio is about 8.25%, and 18–20% at restaurants. Run a real month of San Antonio card volume through our processing-fee calculator.
Credit-card surcharging is permitted, capped at your cost of acceptance (and no more than ~3–4% under card-network rules). Debit cards can never be surcharged. Lightspeed and most POS systems can run a compliant surcharge or cash-discount program where it's allowed — see our cash-discount vs surcharge calculator.
Square is the closest alternative we'd shortlist (4.6/5). Compare them on our Lightspeed vs Square page.
Tell us your setup and volume — we’ll come back with real pricing and the closest alternatives.