B
Biyo POS
4.5 /5
Rated #1 in Customer Support
All-in-one POS with loyalty and gift cards built in, for growing hospitality and retail
- Software
- $0–$97 per month
- In-person rate
- 2.4%–3%
retailrestaurantqsr
Memphis, TN · Full-service restaurants
Square for full-service restaurants in Memphis
Square is a strong option for full-service restaurants in Memphis: #3 of 5 in our scoring for this segment.
Running the numbers in Memphis: The combined sales-tax rate in Memphis is about 9.75%. Credit-card surcharging is permitted, capped at your cost of acceptance (and no more than ~3–4% under card-network rules). Debit cards can never be surcharged. 18–20% at restaurants. Square's pricing — $0+ per month software and 2.6% + 15¢ in person — is the same wherever you are; these local rules are what change your take-home per ticket.
What a full-service restaurant needs from a POS
Full-service restaurants need table and coursing management, a kitchen display or printer routing, tips and tip pooling, and 86ing that syncs everywhere.
- Table layout, coursing and seat-level ordering
- Kitchen display or printer routing
- Tip handling, tip pooling and payroll export
- Menu changes and 86ing that sync instantly
Where Square fits
- Scores well on features — the areas that matter most for full-service restaurants.
- No contract or long-term commitment, so a bad fit is easy to walk away from.
- A free software tier keeps fixed costs down while you get running.
- Free plan with no monthly software fee
Watch-outs
- Free-plan processing rates are relatively expensive
- Specialty verticals have stronger dedicated options
Square pricing at a glance
- Software
- $0+ per month
- In-person rate
- 2.6% + 15¢
- Commitment
- No contract
How Square compares for full-service restaurants in Memphis
Rankings don’t change by city — among the 5 platforms we review that serve full-service restaurants, Square ranks #3 for this use case (4.6/5 overall). What a local operator should weigh on top is city tax and tipping, covered above. See the full ranking in our best POS for full-service restaurants guide .
Our top pick for full-service restaurants
Frequently asked questions
Is Square a good POS for a full-service restaurant in Memphis?
Square is a strong option for full-service restaurants in Memphis: #3 of 5 in our scoring for this segment. Scores well on features — the areas that matter most for full-service restaurants. On the local side, the combined sales-tax rate in Memphis is about 9.75%, and credit-card surcharging is permitted, capped at your cost of acceptance (and no more than ~3–4% under card-network rules). Debit cards can never be surcharged.
How much does Square cost for a Memphis full-service restaurant?
Pricing is the same nationwide: software $0+ per month, in-person processing 2.6% + 15¢, commitment No contract. What changes locally is tax and tipping — the combined sales-tax rate in Memphis is about 9.75%, and 18–20% at restaurants. Run a real month of Memphis card volume through our processing-fee calculator.
Can a Memphis full-service restaurant add a credit-card surcharge?
Credit-card surcharging is permitted, capped at your cost of acceptance (and no more than ~3–4% under card-network rules). Debit cards can never be surcharged. Square and most POS systems can run a compliant surcharge or cash-discount program where it's allowed — see our cash-discount vs surcharge calculator.
What is the best alternative to Square for full-service restaurants in Memphis?
Biyo POS is the closest alternative we'd shortlist (4.5/5). Compare them on our Square vs Biyo POS page.
Opening a full-service restaurant in Memphis?
Tell us your setup and volume — we’ll come back with real pricing and the closest alternatives.