B
Biyo POS
4.5 /5
Rated #1 in Customer Support
All-in-one POS with loyalty and gift cards built in, for growing hospitality and retail
- Software
- $0–$97 per month
- In-person rate
- 2.4%–3%
retailrestaurantqsr
New York, NY · Full-service restaurants
Clover for full-service restaurants in New York
Clover can work for full-service restaurants in New York, but it isn't our first pick for this segment (#5 of 5).
Running the numbers in New York: The combined sales-tax rate in New York is about 8.875%. Credit-card surcharging is permitted, capped at your cost of acceptance (and no more than ~3–4% under card-network rules). Debit cards can never be surcharged. 20–25% at full-service restaurants; tablet tip prompts are near-universal at counters. Clover's pricing — $0+ per month (reseller-set) software and ~2.5% + 10¢ (reseller-set) in person — is the same wherever you are; these local rules are what change your take-home per ticket.
What a full-service restaurant needs from a POS
Full-service restaurants need table and coursing management, a kitchen display or printer routing, tips and tip pooling, and 86ing that syncs everywhere.
- Table layout, coursing and seat-level ordering
- Kitchen display or printer routing
- Tip handling, tip pooling and payroll export
- Menu changes and 86ing that sync instantly
Where Clover fits
- A free software tier keeps fixed costs down while you get running.
- Solid all-round POS for retail, quick-service and services
- Large app market for add-on functionality
- Attractive, well-built hardware (Station, Mini, Flex, Go)
Watch-outs
- Support rate below the field in our testing.
- Pricing, processing rates and contract length depend entirely on the reseller
- Some resellers lock devices to their processing ("Clover locking")
Clover pricing at a glance
- Software
- $0+ per month (reseller-set)
- In-person rate
- ~2.5% + 10¢ (reseller-set)
- Commitment
- 3-year contract
How Clover compares for full-service restaurants in New York
Rankings don’t change by city — among the 5 platforms we review that serve full-service restaurants, Clover ranks #5 for this use case (3.9/5 overall). What a local operator should weigh on top is city tax and tipping, covered above. See the full ranking in our best POS for full-service restaurants guide .
Our top pick for full-service restaurants
Frequently asked questions
Is Clover a good POS for a full-service restaurant in New York?
Clover can work for full-service restaurants in New York, but it isn't our first pick for this segment (#5 of 5). A free software tier keeps fixed costs down while you get running. On the local side, the combined sales-tax rate in New York is about 8.875%, and credit-card surcharging is permitted, capped at your cost of acceptance (and no more than ~3–4% under card-network rules). Debit cards can never be surcharged.
How much does Clover cost for a New York full-service restaurant?
Pricing is the same nationwide: software $0+ per month (reseller-set), in-person processing ~2.5% + 10¢ (reseller-set), commitment 3-year contract. What changes locally is tax and tipping — the combined sales-tax rate in New York is about 8.875%, and 20–25% at full-service restaurants; tablet tip prompts are near-universal at counters. Run a real month of New York card volume through our processing-fee calculator.
Can a New York full-service restaurant add a credit-card surcharge?
Credit-card surcharging is permitted, capped at your cost of acceptance (and no more than ~3–4% under card-network rules). Debit cards can never be surcharged. Clover and most POS systems can run a compliant surcharge or cash-discount program where it's allowed — see our cash-discount vs surcharge calculator.
What is the best alternative to Clover for full-service restaurants in New York?
Biyo POS is the closest alternative we'd shortlist (4.5/5). Compare them on our Clover vs Biyo POS page.
Opening a full-service restaurant in New York?
Tell us your setup and volume — we’ll come back with real pricing and the closest alternatives.