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Philadelphia, Pennsylvania

Best POS systems for Philadelphia businesses

Our ranked point-of-sale picks for Philadelphia, plus the local numbers that actually change which system fits — sales tax, surcharging rules and tipping norms.

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Combined sales tax

8%

Sales-tax calculator →

Card surcharging

allowed

Surcharge calculator →

Typical restaurant tip

18–22%

Tip calculator →

Philadelphia at the register: Philadelphia has an approximate combined sales-tax rate of 8%. Credit-card surcharging is permitted, capped at your cost of acceptance (and no more than ~3–4% under card-network rules). Debit cards can never be surcharged. 18–20% at restaurants; counter tipping common.

Our picks for Philadelphia, ranked

  1. 1
    4.6 /5

    Simple, low-barrier POS for brick-and-mortar businesses

    Software
    $0+ per month
    In-person rate
    2.6% + 15¢
    retailrestaurantqsr
  2. 4.4 /5

    Unified online + in-person selling for commerce-first brands

    Software
    $39+ per month (Basic plan)
    In-person rate
    2.6% + 10¢
    retailecommercemobile
  3. 4.5 /5
    Rated #1 in Customer Support

    All-in-one POS with loyalty and gift cards built in, for growing hospitality and retail

    Software
    $0–$97 per month
    In-person rate
    2.4%–3%
    retailrestaurantqsr
  4. 4
    3.9 /5

    Flexible POS hardware sold through banks and merchant-services resellers

    Software
    $0+ per month (reseller-set)
    In-person rate
    ~2.5% + 10¢ (reseller-set)
    retailrestaurantqsr

Best POS by business type in Philadelphia

Full-service restaurants

Top pick: Biyo POS in Philadelphia · 4.5/5

See the guide

Retail

Top pick: Square in Philadelphia · 4.6/5

See the guide

Bars & nightlife

Top pick: Toast in Philadelphia · 4.5/5

See the guide

Frequently asked questions

What is the best POS system for a Philadelphia small business?

Square tops our overall ranking (4.6/5). The best choice depends on your industry — see the by-business-type picks above, or take our 60-second quiz.

What sales-tax rate do Philadelphia businesses charge?

Philadelphia, PA has an approximate combined sales-tax rate of 8%. Your POS should apply tax per item and per location automatically; use our sales-tax calculator for quick manual checks and reverse-tax math.

Can I add a credit-card surcharge in Philadelphia?

Credit-card surcharging is permitted, capped at your cost of acceptance (and no more than ~3–4% under card-network rules). Debit cards can never be surcharged. Our cash-discount vs surcharge calculator shows what either program does to your net revenue.

How much should customers tip in Philadelphia?

18–20% at restaurants; counter tipping common.

Opening or switching in Philadelphia?

Tell us your business type and volume — we’ll match you to the best-fit POS and send real pricing.

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